We are committed to expanding access to people without financial services, ensuring everyone can participate in the modern financial ecosystem regardless of economic background.
Tsvetan Krastev, CEO

Our DNA

Easy access to credit and credit cards through technology so people can focus on what matters most.

  • We have an owner mindset, everyone plays an important role.
  • We thrive in and promote an innovative culture.
  • We are tenacious.
  • We seek to learn.
Entrepreneurial
  • We communicate effectively and often.
  • We admit when we don’t know something.
  • We are open to giving and receiving feedback.
Transparent
  • Our actions align directly with our vision and mission.
  • Our products will adapt to change, always focused on solving the problem.
  • Our employees, customers and investors are weighted equally.
  • Our employees have the trust and autonomy to think and act creatively.
Mission Driven
  • We respect each other.
  • We show appreciation.
  • We celebrate wins.
  • We trust each other and assume good intentions.
Positive

Our Company

We are committed to expanding access to people without financial services.

Our History

2013
Access Finance AD was founded
2017
Launched in Romania
2020
Launched in Spain
2023
Planned launched in the USA
2024
Soon in Mexico

Board Members

Passion for innovation is our driving force.

Nedelcho Spasov
Co-Founder
Nedelcho Spasov
Co-Founder
Nedelcho Spasov
Co-Founder
Nedelcho Spasov
Co-Founder
Nedelcho Spasov
Co-Founder

Our Team

Our employees have the trust and autonomy to think and act creatively.

Nedelcho Spasov
Co-Founder
Nedelcho Spasov
Co-Founder
Nedelcho Spasov
Co-Founder
Nedelcho Spasov
Co-Founder
Nedelcho Spasov
Co-Founder
Nedelcho Spasov
Co-Founder
Nedelcho Spasov
Co-Founder

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It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout. The point of using Lorem Ipsum is that it has a more-or-less normal distribution of letters, as opposed to using 'Content here, content here', making it look like readable English. Many desktop publishing packages and web page editors now use Lorem Ipsum as their default model text, and a search for 'lorem ipsum' will uncover many web sites still in their infancy. Various versions have evolved over the years, sometimes by accident, sometimes on purpose (injected humour and the like).